Banking & Finance
Bank Loan / Mortgage Valuation
Panel-Approved
RBI-compliant mortgage valuation reports for home loans, LAP, and credit facilities. Mr. P. C. Jain is empanelled with SBI, PNB and 20+ scheduled banks.
Legal Framework
What is Bank Loan / Mortgage ValuationPanel-Approved?
RBI-compliant mortgage valuation reports for home loans, LAP, and credit facilities. Mr. P. C. Jain is empanelled with SBI, PNB and Other scheduled banks.
⚖️ Legal Compliance
Our reports are prepared by Mr. P. C. Jain, approved under Section 34AB of the Wealth Tax Act and IOV RVF, PVAI, AIVA Registered. Every report is legally defensible before the IT Dept., ITAT, Commissioner (Appeals), and High Courts across India.
Assets / Properties We Value
Our Valuation Process
- Document Collection & Review
Verification of title deeds, sale deeds, municipal records, approved building plans, and legal ownership documents. Chain of title reviewed for encumbrances.
- Physical Site Inspection
Mr. P. C. Jain personally visits the property to assess construction quality, built-up area, location, amenities, boundary, and physical condition. No desk-top reports — ever.
- Market Analysis & Comparables
Analysis of recent comparable sales, circle rates from Sub-Registrar, DLC government guideline rates, and our 100+ year land-rate data bank.
- Valuation Computation
Appropriate method applied: Land & Building Method, Comparative Market Method, or Income Capitalisation — per IBBI/Schedule III norms.
- Report Preparation & Certification
Comprehensive, legally defensible report personally signed by Mr. P. C. Jain. Carries Section 34AB approval number and IBBI registration.
- Delivery — 3 to 5 Working Days
Standard delivery in 3–5 working days. Urgent 24–48 hour reports available for time-sensitive filings. Hard copy (signed + stamped) and PDF provided.
Where Our Reports Are Accepted
Documents Required
- Title deed / sale deed / gift deed
- Municipal property tax receipts (latest 3 years)
- Approved building plan sanctioned by local authority
- Occupancy / Completion Certificate (if available)
- Property registration and mutation records
- Electricity / water bill as proof of possession
- Copy of Aadhaar Card / PAN Card of owner(s)
- Society share certificate (for flats)